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The New England Carpenters Health Benefits Fund is a self-insured 100% employer-paid Health plan that provides
family coverage to all members who meet semi-annual qualifying requirements. The Fund provides Health
benefits to all members in Maine, New Hampshire, Vermont, and Massachusetts. Under the various collective
bargaining agreements, employers are required to contribute to the Health Fund on behalf of Carpenter employees.
Health coverage is provided in 6-month periods beginning on April 1 and October 1. To be eligible for full
benefit coverage, a member must work a minimum number of hours during the qualifying periods of February-July
and August-January.
Benefits provided by the Plan include the following:
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BCBS Preferred Provider Organization allowing access to a specialist without approval
from a primary care physician
In-Network Benefits paid at 100% with no deductible or in some cases, a co-pay and
deductible
Delta dental coverage
Vision benefits
Prescription drug program
Routine physical exams
Well-baby visits
Disability extensions and short-term disability
Early retiree coverage up to age 65
For more information about Health Benefits, please contact the Fund office at 1-800-344-1515 (press option 2)
to speak to a customer representative.
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