Annuity Eligibility, Participation, and Vesting

Annuity Fund

> Eligibility, Participation, and Vesting

If you are working in covered employment, you automatically become a participant after you’ve completed one hour of service.
As soon as you become a participant, you are fully vested in your benefit. That means the value of your benefit is nonforfeitable and belongs to you.

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First Trade Union Bank

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The information on this web site presents selected highlights of the benefits provided by the New England Carpenters Benefit Funds. The actual plan provisions are in the legal plan documents. In the event of a conflict between the wording on this site and the legal documents, the legal documents will govern. All examples, forms, and projections included on this web site are not a guarantee of future benefits under the plans. The Board of Trustees reserves the right to interpret, amend, modify, or discontinue all or part of any plan at any time.