Attention: Annual Tax and Health forms are in the mail. Check your mailboxes and be on the lookout.

Benefits

Medical

For information on your medical benefits, please view the following documents:

Summary Benefits Coverage for Active (NY)
Summary Benefits Coverage for Albany (NY)
Summary Benefits Coverage for Non-Medicare Retirees (NY)

Vision

EyeMed Vision Program
The EyeMed Vision Program is a network of private doctors under contract to provide routine eye exams and eyeglasses. Network doctors are located throughout New York. To find a doctor near you, call EyeMed Customer Service: (866) 229-1358 or visit their website at www.eyemed.com.

Retirees and surviving spouses must call the Fund office first!

      Call your local Health Fund Department before using your vision benefits if you are a:
  • Retired Participant (or spouse) who is collecting a pension from the North Atlantic States Carpenters Pension, or the UBC Carpenters Pension Plan, and maintaining your union membership.
  • A surviving spouse who is receiving the pension of a retired participant who was a union member at the time of his or her death.

Prescription Drugs

The Plan offers benefits for prescription drugs through Express Scripts at retail pharmacies and through a mail-order program.

Please refer to the Summary Plan Description for more information.

Dental

If you are an active member and eligible for medical coverage dental coverage you may be able to purchase dental coverage through Delta Dental by visiting their website www.deltadentalma.com

For more information, refer to your Dental Coverage Summary for details.

Life Insurance

Effective April 1, 2023, the Health Fund has a new vendor, MetLife, for Life Insurance and Accidental Death & Dismemberment (AD&D) benefits. To be eligible for this benefit you must be eligible for coverage under the active plan and not collecting a Pension from the North Atlantic States Carpenters Pension Fund at the time of your death. Participants on COBRA are not eligible for Life Insurance benefits.

The benefits are as follows:

Active Participant: The amount of coverage for an Active participant is $25,000. This amount will be paid tax free to your designated beneficiary.

Spouse of Active Participant: The amount of coverage for the death of a legal spouse of an Active Participant is $2,000. This amount will be paid tax free to the Participant.

      AD&D Benefits:
  • Dependents are not covered under the AD&D benefit.
  • The AD&D benefit is payable in addition to and separate from the Life Insurance benefit.
    Benefits are payable if the loss is a direct result of any injury caused by an accident.
  • Please refer to the February 2023 SMM for detailed information.

Mental Health & Substance Abuse

In addition to your medical coverage the Fund offers an Employee Assistance Program through Katherine Greer Associates – KGA that provides free, confidential assistance for you and your family members when confronting stress, depression, alcoholism, drug abuse, and job or family problems. To contact the KGA Employee Assistance Program, call (800) 648-9557 or visit https://my.kgalifeservices.com/ using company code: carpenters.

RETIREE MEDICARE

The Health Fund sponsors comprehensive medical, prescription drug and vision benefits to Medicare eligible retirees through the Blue Medicare Advantage Plan. Coverage is available to eligible retirees and spouses who are eligible for Medicare.

For more details in the Retiree Health Plan refer to your “Blue Medicare Advantage Plan” at www.bluemedadv.com.

COBRA

Generally, you are eligible to continue your health coverage under a law known as COBRA.
The Fund also provides continued coverage in several circumstances where the individual otherwise would lose coverage and be entitled to COBRA– such as an extension of coverage due to reduction of hours, loss of dependent status or death of a participant. See your Summary Plan Description for more information.

Health Fund Notices

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Health Fund Forms

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